Enter to Win The Millionaire Next Door Giveaway!

BookOne of the toughest things to face when you’re in a lot (or a little) amount of debt, is the fact that your finances are out of control.

That the life you’re leading isn’t an accurate reflection of the way you should be living — like keeping up with the Jones’.

It’s one of the biggest misconceptions we have to admit, before we can truly take back control of our lives and get out of debt.

The Mindset of Millionaires

But you are not alone! In the book The Millionaire Next Door (by Thomas J. Stanley and William D. Danko), the authors share some interesting insight into the lives of people who are considered rich, but still struggle with living within their means.

Having more money won’t solve your problems, it will only amplify the financial problems you already have.

It’s difficult for everyone, both low-income and high-income earners to successfully manage their money.

But once you change your mindset and start thinking like a wealthy person, you’ll start to develop some of their frugal characteristics.

  • 80% of America’s millionaires are first-generation rich, contrary to the belief that wealth is usually inherited.
  • 20% of millionaires are retired
  • 50% of millionaires own a business

About the Book

“The bestselling The Millionaire Next Door identifies seven common traits that show up again and again among those who have accumulated wealth. Most of the truly wealthy in this country don’t live in Beverly Hills or on Park Avenue-they live next door. This new edition, the first since 1998, includes a new foreword for the twenty-first century by Dr. Thomas J. Stanley.” – Source

After reading this book you’ll discover the seven common characteristics among millionaires who successfully build wealth, and hopefully you’ll be inspired by the real-life examples.

Enter to Win

In collaboration with Eric from Dollar Versity, we are giving away six paperback copies of The Millionaire Next Door book!

This is an exclusive giveaway just for the Debt Movement community, because we want to enable you with the resources to make sure you succeed with your financial goals.

Giveaway Details

Enter to win one of six books by using the form below.

Please note: this giveaway is only open to U.S. residents and you need to have a valid email address to enter.

Good luck!

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  • http://twitter.com/EmpoweredDollar Stephanie Halligan

    Love this book! But I’ve always checked it out at the library – hope I win a copy :) Keeping positive momentum is the most difficult thing for me when it comes to paying down debt.

    • http://carefulcents.com/ Carrie Smith

      Crossing fingers (and toes) for ya! :)

  • http://www.facebook.com/maura.s.lane.9 Maura Stansfield Lane

    I love the daily motivation provided by your website to stay on track. I would love to win.

  • Kaleigh Reyes

    I work in the technology field, so it’s easy to splurge on the next, cool gadget. I would certainly save more cash if I didn’t :)

    • http://twitter.com/jspoke1 Julie Spokus

      Me too! My friends call me Gadget Girl!

    • http://carefulcents.com/ Carrie Smith

      OMG I’m a technology junkie! It’s one of my biggest weaknesses. If there’s a new iProduct coming out — I have to have it!

  • http://www.facebook.com/cpeden3 Chris Peden

    Enjoying the movement and paying down debt!!!

    • http://carefulcents.com/ Carrie Smith

      So excited the movement is helpful!

  • http://www.facebook.com/cpeden3 Chris Peden

    Oh, and the most difficult thing-resisting the urge to spend on wants instead of needs.

  • Matt Hood

    This would help, especially with a wedding coming up!

    • http://carefulcents.com/ Carrie Smith

      Congratulations on the wedding Matt! How goes the wedding budget? About to burst yet? When I got married that’s how my experience went!

  • hds01

    I would love the opportunity to win and read this book. Are there any options for non-facebook users?

  • Mel

    The thing that is most difficult for me when paying off debt is denying the instant gratification of my shopping impulses. I’m working on feeding my emotions with non-food, non-debt incurring devices… like toddler hugs, good reads, and extra naps.

    • http://carefulcents.com/ Carrie Smith

      Oh good reads…that’s a great one! I have issues with denying myself at times too. Juggling all my job stuff and life stuff makes me want to “lash” out and find something rewarding — shopping and food seem be my weaknesses.

    • http://www.facebook.com/profile.php?id=502051983 Gina Gregoire Helton

      I am glad to mentioned this. Paying off debt and having to budget for spending money has actually made spending the money more gratifying for me. You have to determine what is “worth” it ahead of time. It makes you prioritize your values and also makes you feel less guilty when you do spend it because thoughtfulness and intention went into the spending of it. It also makes you appreciate the “money can’t buy happiness” concept. You learn to appreciate the smaller things in life, like stuff you mentioned above, such as hugs, books from the library (FREE) and having time to take naps! :)

  • seattle

    This book would be a great inspiration to paying off student debt. I heard so much about this book!

  • http://www.facebook.com/profile.php?id=502051983 Gina Gregoire Helton

    Sometimes it can be difficult trying to get family to understand why it is so important to us and having them understand our concept of budgeting. We have learned to cope with it; however, it can still be overwhelming and stressful at times.

  • http://www.facebook.com/people/Charina-Sutphin/100000000354900 Charina Sutphin

    Sticking to a budget can be hard sometimes but you have to do it to pay off your debts.

  • http://www.facebook.com/itbrad Brad Herndon

    Sounds like a great, inspiring book!

  • jeff

    I have always wanted to read this book, so I sure hope I win!

  • http://www.facebook.com/ustewjt J Timothy Stewart

    Originally, the hardest thing for me is not living beyond our means. Now it is living without all the “things” we thought we needed.

  • http://www.facebook.com/profile.php?id=899295077 Terrie Meehan

    Budgets are a tool to create freedom

  • http://twitter.com/FinBlackSheep FinancialBlackSheep

    I just have to say this is an amazing book. I purchased a copy a few years ago and found it inspiring.

  • Amanda

    The most difficult part is saying no when people ask me to go out, but I know it’s not within my budget that month! In the past I would go, but now I stick to the budget and pick and choose which events are of most importance!

  • Lindsay Gattis

    What’s most difficult for me when paying down debt is my inconsistent income (I’m self-employed). It’s hard to create a budget when I’m not sure exactly how much will be coming in that month. And then on the months that I have a surplus I always battle with myself on whether I should put the extra money towards debt or save it for rent next month if the money doesn’t come in (due to my inconsistent income!)

  • http://edwardantrobus.co.cc/ Edward – Entry Level Dilemma

    The hardest part for me is the seasonal nature of my job. I want to be paying debt with my extra income, but I know it’s not really “extra” at all, but savings I need to get through the winter.

  • Guest

    Paying down debt is difficult but so gratifying. I am only looking forward, not back!

  • http://www.facebook.com/angela.gaffke Angela Gaffke

    The one thing that is most difficult about paying down debt is buying only what is necessary and not being frivolous.

  • http://www.facebook.com/profile.php?id=903245444 Denis Brisson

    I have almost no debt, but have things I want. That new computer is just shouting at me to buy it! This computer was built in Aug 2005, and has been repaired a couple of times. It is hanging in there but a new one would be so much faster! Must delay gratification!!!! I have the money to pay the Mastercard off when the bill comes in but still… Must delay gratification!!!

  • http://twitter.com/dayellabunny Erika Martin

    I never got a chance to read this. Here’s to opportunity. Most difficult thing for me I believe is living below my means. I love to eat out. But experimenting with recipes at home is fun!

  • C. Pulse

    One of the most difficult things about paying down debt is staying focused. It is hard when you see shiny and flashy things displayed in front of you all the time. There are so many temptations to overspend when you leave the house that this can make staying out of debt a challenge.

  • MrsMarissa G DiBartolo

    i have real millionaires neighbors to my left, I wanted to pay her husband for plow my drive, she stood outside her door waiting, wouldnt let me pay the plow, I want this book pleasse to communicate with these people
    the millionaires next door to my left, thank you

  • reneed

    debt can be fusterating

  • Patti Smith

    Being on a fixed income like myself it can be hard. You can really pinch pennies and still fall behind.

  • http://www.facebook.com/estey.silva Estey Silva

    I’ve heard really good things about this book! It will help me a lot on my journey to debt freedom.

  • http://www.facebook.com/mecca.h.smith.9 Mecca Howard Smith

    This has been an eye opening experience!!

  • http://www.facebook.com/charles.groves.39 Charles Groves

    Have only heard good things about this book!

  • http://www.facebook.com/lvngubrthlss Alexandra Harris

    Having the money to pay down debt is the hardest thing.

  • http://twitter.com/StephLovesToCan Stephanie

    My husband got laid off three months ago and now we are racking up credit debt again. Before that, I’d say medical bills made it hard to get things paid off and also school loan debt.

  • Sam

    I’ve read this book (from the library). It’d be wonderful to have my own copy and maybe even loan it to friends!

  • Carmen

    handling unexpected expenses like medical bills