Tools and Tips for Getting Out of Debt

Tools for getting out of debtIf you have joined the Debt Movement then you have taken the first step toward getting out of debt – congratulations!

Now, to make your progress go as fast as possible, you need to start learning some small (and large) behavior changes that will ensure you are successful in reaching your goal of becoming debt free.

Below, we’ve gathered some of the best resources, tools, and tips available to help you learn all you need to know about saving money, making more money, paying off your debt, and securing your financial future.

So get started!

How to budget:

- The CareOne Budget Planning Guide

- How to Start a Budget

- How to Use a Budgeting Spreadsheet

- Starting a Budget to Get Out of Debt

- Organize Your Way to Savings

How to start saving more money:

- Ways to Save Money on Utilities

- How to Lower Your Rent

- Save Money on Cable TV

7 Tips for Saving When Your Income is Not Steady 

How to earn more income:

How to Make Extra Money from Home

- 10 Strategies to Boost Your Income

When Working 9 to 5 Isn’t Enough: Learning the Ins and Outs of Moonlighting

How to pay off debt faster:

- How to Pay Off Credit Card Debt Fast

- Encouragement for Getting Out of Debt

- Guide to Choosing a Debt Relief Plan

- Debt Consolidation 101

- Utilize Get-Out-of-Debt Support Groups

How to tackle student loan debt

- How to Apply for Public Service Loan Forgiveness

- How Student Loan Consolidation Works

Student Loan Calculator

Ways to Address Student Loan Debt

How to reduce fees and interest charges

- How to Lower Your Credit Card Interest Rate

- How to Pay Credit Card Bills Online

- How to Get Credit Card Fees Waived

How to improve your credit:

How to Improve Your Credit Score by 110 points

- A Better Credit Score Can Save You Money

- Do-It-Yourself Credit Repair

- Clever Ways to Improve Your Credit Score

 

Image credit: 401(K) 2012